Credit provided by development banks
Posted: Mon Jan 20, 2025 4:07 am
Its concentration is mainly in the National Bank for Economic and Social Development (BNDES), Banco da Amazônia SA (BASA) and Banco do Nordeste do Brasil (BNB).
The goal is to meet the demand for long-term financing for companies. It is important to mention that banking institutions do not provide this credit due to high short-term interest rates, lack of culture and lack of long-term funding.
Real estate financing market
These operations are aimed at real estate financing. It is south korea whatsapp data divided into 3 forms of financing: government programs, the Real Estate Financial System and direct financing with construction companies.
Foreign exchange market
The focus is on currency conversion operations between one or more countries and types of resource transfer, such as investments , international trade, loans and profit remittances. It also covers speculative activities in foreign currency.
There are 4 levels of participants:
traditional users, e.g. importers, investors, exporters and tourists;
commercial banks, which act as a clearing house between foreign exchange recipients and users;
foreign exchange brokers so that commercial banks can balance inflows and outflows among themselves;
Bacen, which balances total earnings and expenses through the purchase of securities.
Capital market
This is the environment that connects investors and borrowers through the issuance of private debt securities, such as debentures and commercial papers, property securities, such as shares, or structured transactions, such as securitization of receivables. It meets the demands of economic agents through different types of transactions for fixed and working capital. Banks are mainly service providers.
The property securities (shares) market is segmented into:
primary and secondary: cover the public offering of securities;
stock exchange and over-the-counter: these are the trading environments, the first being made up of stock exchanges and the second not having a physical location, but involving operations carried out over the telephone or internet.
Derivatives market
It is composed of two or more parties, who sign a contract with a reference index (such as a currency, bond, share or commodity). It is separated into swaps, forwards, futures and options and trading takes place on the commodities and futures exchange.
The main operations carried out in the derivatives market are:
hedging: enables institutions to manage their exposure to financial risk;
speculative: provided by the low cost of contracts and high potential notional value.
The goal is to meet the demand for long-term financing for companies. It is important to mention that banking institutions do not provide this credit due to high short-term interest rates, lack of culture and lack of long-term funding.
Real estate financing market
These operations are aimed at real estate financing. It is south korea whatsapp data divided into 3 forms of financing: government programs, the Real Estate Financial System and direct financing with construction companies.
Foreign exchange market
The focus is on currency conversion operations between one or more countries and types of resource transfer, such as investments , international trade, loans and profit remittances. It also covers speculative activities in foreign currency.
There are 4 levels of participants:
traditional users, e.g. importers, investors, exporters and tourists;
commercial banks, which act as a clearing house between foreign exchange recipients and users;
foreign exchange brokers so that commercial banks can balance inflows and outflows among themselves;
Bacen, which balances total earnings and expenses through the purchase of securities.
Capital market
This is the environment that connects investors and borrowers through the issuance of private debt securities, such as debentures and commercial papers, property securities, such as shares, or structured transactions, such as securitization of receivables. It meets the demands of economic agents through different types of transactions for fixed and working capital. Banks are mainly service providers.
The property securities (shares) market is segmented into:
primary and secondary: cover the public offering of securities;
stock exchange and over-the-counter: these are the trading environments, the first being made up of stock exchanges and the second not having a physical location, but involving operations carried out over the telephone or internet.
Derivatives market
It is composed of two or more parties, who sign a contract with a reference index (such as a currency, bond, share or commodity). It is separated into swaps, forwards, futures and options and trading takes place on the commodities and futures exchange.
The main operations carried out in the derivatives market are:
hedging: enables institutions to manage their exposure to financial risk;
speculative: provided by the low cost of contracts and high potential notional value.