However, additional documents will be required for the mortgage:
Posted: Wed Feb 19, 2025 4:45 am
Please note that according to the law, families with many children are those in which:
there are two or more minor children;
Both parents are citizens of the Russian Federation and are in an officially registered marriage.
At the same time, the number of children required to recognize a family as large may vary depending on the region in which the bank client lives. It is worth clarifying the information before applying for a mortgage loan.
What documents are needed when applying for a mortgage for pensioners
Here, everything will depend on whether the citizen of denmark mobile database retirement age is employed. If yes, then the set of documents will be standard. If not, then he will not be required to provide a 2-NDFL certificate and a copy of the work record book.
pension certificate;
certificate from the Pension Fund of the Russian Federation on the amount of pension contributions;
information on additional income (if any).
Sometimes pensioners are given mortgage loans only if they pledge their existing property. In this case, documents certifying the right of ownership and its registration in accordance with the procedure established by law will be required.
Documents for buying an apartment with a mortgage for a young family
The program can be used by families in which one of the spouses has not yet reached the age of 35. Citizens with the status of a single mother or father can also participate in it. A mandatory condition of the program with state support is the family's need for housing. Its members must not have property rights to other residential real estate. At the same time, the family must have at least one minor child. Birth certificates of children are the documents required for a mortgage.
It is also important to confirm the availability of funds required for the down payment. For example, with a bank statement or a document confirming the family's right to use maternity capital funds.
What documents are needed to conduct a real estate transaction with a mortgage
After preliminary approval of the mortgage loan application, it is necessary to collect a set of documents for the property. The specific list depends on the type of housing being purchased.
If you are going to buy an apartment in a new building, you will need to provide:
DDU drawn up in the name of the borrower;
a document substantiating the emergence of the right of ownership of housing;
documents provided by the developer - a construction permit, an extract from the Unified State Register of Real Estate on the right of ownership of the land plot, a project declaration;
consent to purchase housing from the second spouse.
there are two or more minor children;
Both parents are citizens of the Russian Federation and are in an officially registered marriage.
At the same time, the number of children required to recognize a family as large may vary depending on the region in which the bank client lives. It is worth clarifying the information before applying for a mortgage loan.
What documents are needed when applying for a mortgage for pensioners
Here, everything will depend on whether the citizen of denmark mobile database retirement age is employed. If yes, then the set of documents will be standard. If not, then he will not be required to provide a 2-NDFL certificate and a copy of the work record book.
pension certificate;
certificate from the Pension Fund of the Russian Federation on the amount of pension contributions;
information on additional income (if any).
Sometimes pensioners are given mortgage loans only if they pledge their existing property. In this case, documents certifying the right of ownership and its registration in accordance with the procedure established by law will be required.
Documents for buying an apartment with a mortgage for a young family
The program can be used by families in which one of the spouses has not yet reached the age of 35. Citizens with the status of a single mother or father can also participate in it. A mandatory condition of the program with state support is the family's need for housing. Its members must not have property rights to other residential real estate. At the same time, the family must have at least one minor child. Birth certificates of children are the documents required for a mortgage.
It is also important to confirm the availability of funds required for the down payment. For example, with a bank statement or a document confirming the family's right to use maternity capital funds.
What documents are needed to conduct a real estate transaction with a mortgage
After preliminary approval of the mortgage loan application, it is necessary to collect a set of documents for the property. The specific list depends on the type of housing being purchased.
If you are going to buy an apartment in a new building, you will need to provide:
DDU drawn up in the name of the borrower;
a document substantiating the emergence of the right of ownership of housing;
documents provided by the developer - a construction permit, an extract from the Unified State Register of Real Estate on the right of ownership of the land plot, a project declaration;
consent to purchase housing from the second spouse.