In this category, you can get back up to 15,600 ₽ in insurance premiums if they are paid within the framework of the contracts:
non-state pension provision in NPF;
voluntary pension insurance;
voluntary life insurance (if the contract is drawn up for a period of 5 years or more).
This category includes contracts concluded in one’s own favor, as well as in the favor of relatives:
spouse;
biological and adoptive parents;
disabled children - relatives, foster finland mobile database children and adopted children.
If the employer makes contributions to the funded portion of the pension, the employee will not receive a deduction. But if the taxpayer pays these contributions independently, he can return up to 15,600 ₽ per year.
Independent assessment of qualifications
Independent assessment of qualifications is a way to confirm your professionalism without having a diploma of education. To do this, you can contact an accredited center and receive a certificate.
For example, a graduate of a construction school is actually engaged in journalism, has all the necessary knowledge and skills, but cannot actively develop in the profession, since he does not have a diploma. In order not to waste time on higher education, he can go through an independent assessment of qualifications, and then show a certificate at interviews.
The services of the centers that assess qualifications are paid. You can get a social tax deduction for them. You can pay for several such certificates during the billing period, but in any case you will get back no more than 15,600 ₽.
How to get a social tax deduction
Here is a general outline of the actions:
Fill out the tax return form 3-NDFL.
Prepare a package of documents that confirm the right to a personal income tax refund.
Make copies of the documents and submit them along with the declaration to the tax authority at your place of residence.
To submit documents for a deduction, it is not necessary to go to the tax office - this can be done throughpersonal account of the taxpayer. You can log in via Gosuslugi and using an electronic signature. If you do not have an electronic signature and an account on Gosuslugi, you will have to get a password from the FTS office.