What is PayPal's biggest competitor?

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As you evaluate payment gateway options, keep in mind what is most important for your website . There are so many options on the market, and many of them offer overlapping features.

Understanding the differences between them will help you evaluate and choose the right payment provider for your business.

Physical cash is PayPal's biggest competitor, the company says. PayPal is trying to get consumers to make more cashless transactions online.

Other companies with large market share such as Square, Shopify Payments and Apple Pay could also be considered direct competitors.

Unlike cash, however, PayPal and other payment gateways facilitate colombia phone number data transactions on popular e-commerce sites and online marketplaces like eBay.

Can you sell on eBay without using Paypal?
Many consumers think that PayPal is necessary to open an eBay store, but this is not the case. Credit and debit cards are also accepted on eBay.

Paypal was the most popular payment method on eBay in the late 1990s, but the site has since opened up more options for consumers.

According to eBay ,

«When you list an item on eBay, you choose how buyers pay you. In most categories, you have to accept PayPal or credit and debit cards.»

Now, back to the main topic: what could be a good PayPal alternative to use?

22 Best PayPal Alternatives in 2025
We’ve done the heavy lifting and research for you. We’ve compiled a list of the best PayPal alternatives with key features and, most importantly, their pricing. Browse through all of them or click on the links below to jump to the specific option you want to review: