Screenings and statements
Posted: Wed Jun 18, 2025 3:42 am
Geldvoorelkaar has now been screened by the AFM and is waiting for a permit to mediate credits. “We want rules. We want to guard against over-crediting. We will not allow someone who is up to their neck in debt.” Until that permit is obtained, Geldvoorelkaar draws on the knowledge and experience that the founders gained when they were still working for a bank to screen applications. “We check whether the application comes from a serious entrepreneur. He has to submit an accountant's statement, show annual figures and a healthy cash flow.” Many applications do not pass the screening. “We received eighteen million euros in applications last year; 90% of them were rejected.”
For the enthusiast
The remaining 10% that did pass the inspection in 2011, 385,000 euros, is still far from enough for brother cell phone list the platform to continue to exist. “We are aiming for ten million per year,” says Van Schelven. That will be difficult, if not impossible, expects Piet Duffhues, emeritus professor of corporate finance at Tilburg University. “Crowdfunding is only suitable for small capital providers. Often it involves small amounts, sometimes no more than 25 euros. They want to contribute a little to ambitious goals and accept that a high return will probably not be achieved. So it is something for the enthusiast.”
For the enthusiast
The remaining 10% that did pass the inspection in 2011, 385,000 euros, is still far from enough for brother cell phone list the platform to continue to exist. “We are aiming for ten million per year,” says Van Schelven. That will be difficult, if not impossible, expects Piet Duffhues, emeritus professor of corporate finance at Tilburg University. “Crowdfunding is only suitable for small capital providers. Often it involves small amounts, sometimes no more than 25 euros. They want to contribute a little to ambitious goals and accept that a high return will probably not be achieved. So it is something for the enthusiast.”