The secret of Pampadu's popularity among agents and arbitrageurs

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For example, insurance claims of citizens, thanks to which insurance companies set a fair price for policies. Some use AI to develop personal products. For example, a person is going on a winter vacation and buys insurance. And AI can recommend an additional policy to protect those who engage in extreme sports (snowboarding, skiing). More often, communication with clients is taken over by chatbots, which also use artificial intelligence. However, such bots cannot fully replace a live professional yet. But they perform a lo job seekers phone numbers list t of routine tasks: They collect data about policyholders. Process requests and complaints. The number of potentially fraudulent transportation insurance claims received by the largest insurers in 2023 > 2 thousand Total amount of claimed damages 452.


7 million RUB Artificial intelligence saves insurance companies money 175 million rubles Source: UBI products The abbreviation comes from the English usage-based insurance. It stands for "insurance taking into account usage." Some people simply call it "smart" for convenience. The significance of UBI products is that the calculation of insurance rates depends on the client's lifestyle. This approach is most often found in auto insurance. There, the policy rate depends on the driver's experience and accident-free driving record. Insurance companies can collect data in several ways, for example, through mobile applications or smart devices. Based on the information received, a personal offer is made for the policyholder.


Thanks to UBI, companies more accurately assess risks. And clients can receive policies on favorable terms. Subscription insurance Probably, a subscription to services with movies, music. Some insurance companies offer to arrange insurance in this way. It works like a classic subscription. For a specific period of time (once a month or quarter) a person transfers payment for the policy. Or sets up automatic debiting of funds. Whenever you wish, you can stop the subscription or not renew it for the next term. The main advantage of such a tool is flexibility. The client is not bound by long-term obligations.