How to choose an OSAGO insurance company based on ratings and reviews

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Before the sanctions were imposed, the company had a BBB credit rating from S&P, which was even higher than the rating of the Russian Federation, the company could survive a national-caliber default. Over the past couple of years, Sogaz's positions have become less strong, but the company is still the market leader in terms of insurance payments, and in terms of the number of complaints, the company occupies a low position. Reliability - ruAAA. Complaints - 0.08, 28th place. Support service - works 24/7. Discounts - when switching from another insurance company, SOGAZ gives a 15% discount on the base tariff. IMG_256 Yugoria A small company from Khanty-Mansiysk, inferior in insurance fees to SOGAZ by 24(!) times.


Despite a smaller market share, Yugoria operates in 64 regions of Russia, repeatedly receiving awards for consumer focus and quality of services. There are few negative reviews chinese student data about the company. Reliability - ruAA-. Complaints - 0.16, 21st place. Support service - works 24/7. Discounts - when switching from another insurance company, Yugoria retains all previous discounts. Alpha Alfa Insurance is at the bottom of this list, since there are many questions about the insurer's activities. Moreover, the number of complaints does not reflect the situation. According to reviews, Alfa often cheats with insurance - it overstates the KBM, refuses due to incorrect data, requires re-registration of insurance.


At the same time, the number of officially filed motivated complaints is small, the policy is issued within a few hours online, and in terms of growth rates, Alfa Insurance is one of the leading companies in the country. Reliability - ruAAA. Complaints - 0.21, 19th place. Support service - works 24/7 in the mobile application. Renaissance The first Russian insurance business to go public in 2021 and grow above the market, including thanks to funds received from the placement of shares. Renaissance serves more than 4 million clients both in offices and online, for which the company has its own application. Insurance payments - subject to the transparency of the insured event and the absence of problems with the documents - take no more than a week.