Agree on the procedure for paying off the debt with the seller and secure the relevant obligations in the contract. This is especially important if we are talking about paying contributions for major repairs.
Sign the acceptance certificate, which will indicate the meter readings.
Remember that buying a home on the secondary market is always accompanied by certain risks. Therefore, it is worth trying to minimize them and obtain reliable data on the presence of debts. Large debts will indicate the risk of bankruptcy of the seller, which can be initiated not only by him, but also by the utility provider.
Consequences of buying an apartment with debts
Usually, it is only about unlawful claims from the management anhui mobile number database company. It is possible that it will decide to sue you and try to collect the debts forcibly. Since they are inextricably linked with the previous owner, this case has no prospects. However, you will have to spend time and nerves to protect your rights.
This concerns the debt for utilities. But contributions for major repairs will have to be paid. Even if we are talking about a decent amount. In this case, you can go to court and try to collect the debt from the previous owner. But usually this is only possible in situations where you can prove the fact of fraud on the part of the defendant.
How to find out if there are debts for payment of housing and communal services
You can make a corresponding request to the management company - usually they are happy to report on the debts of apartment owners. You can also check through the official website of Rosreestr - from the data you will only need the full address or cadastral number of the object.
Another option is an extract from the Unified State Register of Real Estate. The owner of the apartment may request it. Some banks also provide services to check the property for debts, especially if they are going to lend to the buyer of the property and issue him a mortgage.